It's renewal time, and you are faced with another double-digit price hike. Sound familiar? If you're not getting the right advice, keeping your health insurance costs flat is nearly impossible.
HMO, PPO, Point-of-Service, or High Deductible Health Plan — which is best for your business? Ask our team of licensed professionals to present some new health plan options for your company. Get access to group health insurance from leading regional and national carriers, compare costs and coverage against your current plan, and see if we can find you a better health plan for less money.
Many business owners think they cannot afford health insurance for their employees. The fact is, the employer pays part of the cost, and the employee pays the remainder with pre-tax deductions from their paychecks.
If you don't offer a group plan at work and your employees must purchase individual plans outside of work, the costs are much higher, and the coverage is far worse. Pre-tax deductions from wages mean your company wins, too. Your company saves the 7.65% matching FICA expense, which will offset some of the employer's cost for the health insurance. If you get the right plan and structure the employee's contributions the right way, offering health insurance may cost a lot less than you think.
Purchasing group health insurance in NY is more expensive and complicated than ever before. The plans, participation rules, and regulations change too quickly for insurance brokers who dabble in group health insurance to keep up. That's why you need an expert — someone who handles group health insurance in NY alone.
HMO, PPO, Point-of-Service, or High Deductible Health Plan — which is best for your business? Consult with our team of trusted, top-rated group health insurance brokers to find the best plans for your company.
Are you interested in adding a dental plan? We can do that.
Have AFLAC or supplemental benefits now? Baron will make sure you're not paying these invoices from your company's bank account. Instead, they get paid with employee payroll deductions, so there are no shortages, reconciliation, or administration.
Flexible spending plans are very popular and allow your employees to deduct monies pre-tax for medical, child-care, or caring for a senior. Let Baron add this for you.
Need employee Health Savings Accounts because you have a High Deductible Health Plan? We can set that up.
Premium Only Plans allow employees to pay most insurance premiums on a pre-tax basis. Ask us to review and make sure you comply.
Need assistance managing COBRA coverage for terminated employees? We have a turn-key solution.
